The Tip Desk

Western Union CO

Company Stats

Market Cap
$1.8B
as of Sep 30, 2026
Enterprise Value
$3.5B
Shares Outstanding
311.9M
Free Float
98.4%

Income Statement

Revenue
$4.1B
Operating Income
$757.3M
Net Income
$499.6M
EBITDA
$792.5M
Revenue Growth, 3Y
-3.3%
FCF Margin, 3Y Avg
12.9%
FCF Margin, Worst Year
8.8%

Cash Flow

Free Cash Flow
$505.2M
FCF Yield
27.5%
Owner FCF Yield
24.9%

Balance Sheet

Cash & Equivalents
$1.2B
Total Debt
$2.9B
Net Debt
$1.6B
Net Debt / EBITDA
2.07x
EV / EBITDA
4.40x
Net Debt / EBIT
2.17x

Returns & Capital

Dividends Paid
$309.0M
Dividend Yield
16.8%
Dividend Payout, 3Y Avg
50.7%
Share Repurchases
$234.6M
Buyback Yield, 3Y Avg
13.2%
SBC, 3Y Avg
$40.5M

Cash Flow by Year

YearRevenueFCFMargin
FY2025$4.1B$505.2M12.5%
FY2024$4.2B$368.9M8.8%
FY2023$4.4B$760.2M17.4%
FY2022$4.5B$549.7M12.3%
FY2021$5.1B$1.0B19.9%

Annual filing data through FY ended December 31, 2025; shares and float as of October 28, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage