The Tip Desk

Velocity Financial, Inc.

Company Stats

Market Cap
$593.0M
as of Sep 30, 2026
Enterprise Value
$811.3M
Shares Outstanding
39.5M
Free Float
60.6%

Income Statement

Net Income
$105.1M

Cash Flow

Free Cash Flow
$17.9M
FCF Yield
3.0%
Owner FCF Yield
1.6%

Balance Sheet

Cash & Equivalents
$92.1M
Total Debt
$310.4M
Net Debt
$218.3M

Returns & Capital

Share Repurchases
$7.3M
Buyback Yield, 3Y Avg
0.5%
SBC, 3Y Avg
$6.2M

Cash Flow by Year

YearRevenueFCFMargin
FY2025—$17.9M—
FY2024—$37.5M—
FY2023—$48.7M—
FY2022—$48.3M—
FY2021—$57.5M—

Annual filing data through FY ended December 31, 2025; shares and float as of November 3, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage