UNIVERSAL INSURANCE HOLDINGS, INC.
Company Stats
- Market Cap
- $1.2B
- as of Sep 30, 2026
- Enterprise Value
- $863.6M
- Shares Outstanding
- 27.8M
- Free Float
- 76.7%
Income Statement
- Revenue
- $1.6B
- Net Income
- $183.0M
- Revenue Growth, 3Y
- 9.5%
- FCF Margin, 3Y Avg
- 12.3%
- FCF Margin, Worst Year
- 4.8%
Cash Flow
- Free Cash Flow
- $377.1M
- FCF Yield
- 32.2%
- Owner FCF Yield
- 31.5%
Balance Sheet
- Cash & Equivalents
- $408.9M
- Total Debt
- $101.1M
- Net Cash
- $307.8M
Returns & Capital
- Dividends Paid
- $22.2M
- Dividend Yield
- 1.9%
- Dividend Payout, 3Y Avg
- 28.3%
- Share Repurchases
- $22.4M
- Buyback Yield, 3Y Avg
- 1.9%
- SBC, 3Y Avg
- $6.6M
Cash Flow by Year
| Year | Revenue | FCF | Margin |
|---|---|---|---|
| FY2025 | $1.6B | $377.1M | 23.5% |
| FY2024 | $1.5B | $130.0M | 8.5% |
| FY2023 | $1.4B | $67.0M | 4.8% |
| FY2022 | $1.2B | $319.6M | 26.1% |
| FY2021 | $1.1B | $227.2M | 20.2% |
Annual filing data through FY ended December 31, 2025; shares and float as of October 8, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.
Earnings
Other Coverage
October 6, 2026
Theme Survey
Insurance catastrophe losses and pricing: Rates fell, warnings held
September 28, 2026
QBook
Stronger demand supports expansion as pricing diverges
September 19, 2026
Theme Survey
Catastrophe Loss Relief Drives Reinsurance Pricing Softening
August 14, 2026
Industry Earnings Roundup
Financial Services Earnings: Demand Strong, Costs Bite Back
Insurance catastrophe losses and pricing: Rates fell, warnings held
September 28, 2026
QBook
Stronger demand supports expansion as pricing diverges
September 19, 2026
Theme Survey
Catastrophe Loss Relief Drives Reinsurance Pricing Softening
August 14, 2026
Industry Earnings Roundup
Financial Services Earnings: Demand Strong, Costs Bite Back