UMB FINANCIAL CORP
Company Stats
- Market Cap
- $9.9B
- as of Sep 30, 2026
- Enterprise Value
- $2.6B
- Shares Outstanding
- 76.0M
- Free Float
- 85.7%
Income Statement
- Net Income
- $702.4M
Cash Flow
- Free Cash Flow
- $978.1M
- FCF Yield
- 9.9%
- Owner FCF Yield
- 9.5%
Balance Sheet
- Cash & Equivalents
- $7.8B
- Total Debt
- $474.2M
- Net Cash
- $7.3B
Returns & Capital
- Dividends Paid
- $135.6M
- Dividend Yield
- 1.4%
- Dividend Payout, 3Y Avg
- 19.3%
- Share Repurchases
- $17.6M
- Buyback Yield, 3Y Avg
- 0.1%
- SBC, 3Y Avg
- $26.3M
Cash Flow by Year
| Year | Revenue | FCF | Margin |
|---|---|---|---|
| FY2025 | — | $978.1M | — |
| FY2024 | — | $205.3M | — |
| FY2023 | — | $449.5M | — |
| FY2022 | — | $717.8M | — |
| FY2021 | — | $500.4M | — |
Annual filing data through FY ended December 31, 2025; shares and float as of November 7, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.
Stronger demand supports expansion as pricing diverges