The Tip Desk

TRUSTCO BANK CORP N Y

Company Stats

Market Cap
$924.4M
as of Sep 30, 2026
Shares Outstanding
17.0M
Free Float
91.3%

Income Statement

Net Income
$61.1M

Cash Flow

Free Cash Flow
$45.7M
FCF Yield
4.9%
Owner FCF Yield
4.8%

Balance Sheet

Cash & Equivalents
$730.4M

Returns & Capital

Dividends Paid
$27.6M
Dividend Yield
3.0%
Dividend Payout, 3Y Avg
49.3%
Share Repurchases
$38.1M
Buyback Yield, 3Y Avg
1.4%
SBC, 3Y Avg
$697,667

Cash Flow by Year

YearRevenueFCFMargin
FY2025—$45.7M—
FY2024—$54.6M—
FY2023—$58.5M—
FY2022—$74.8M—
FY2021—$52.5M—

Annual filing data through FY ended December 31, 2025; shares and float as of October 20, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage