SoFi Technologies, Inc.
Company Stats
- Market Cap
- $20.3B
- as of Sep 30, 2026
- Enterprise Value
- $17.2B
- Shares Outstanding
- 1.3B
- Free Float
- 88.8%
Income Statement
- Revenue
- $619.4M
- Net Income
- $481.3M
- Revenue Growth, 3Y
- 18.0%
- FCF Margin, 3Y Avg
- -879.3%
- FCF Margin, Worst Year
- -1741.2%
Cash Flow
- Free Cash Flow
- -$4.0B
- FCF Yield
- -19.6%
- Owner FCF Yield
- -20.9%
Balance Sheet
- Cash & Equivalents
- $4.9B
- Total Debt
- $1.8B
- Net Cash
- $3.1B
Returns & Capital
- SBC, 3Y Avg
- $259.8M
Cash Flow by Year
| Year | Revenue | FCF | Margin |
|---|---|---|---|
| FY2025 | $619.4M | -$4.0B | -643.4% |
| FY2024 | $503.1M | -$1.3B | -253.2% |
| FY2023 | $421.5M | -$7.3B | -1741.2% |
| FY2022 | $377.1M | -$7.3B | -1948.9% |
| FY2021 | $247.7M | -$1.4B | -566.2% |
Annual filing data through FY ended December 31, 2025; shares and float as of November 5, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.
Stronger demand supports expansion as pricing diverges
Financial Services Earnings: Demand Strong, Costs Bite Back