The Tip Desk

Regional Management Corp.

Company Stats

Market Cap
$278.9M
as of Sep 30, 2026
Shares Outstanding
9.2M
Free Float
65.4%

Income Statement

Revenue
$645.6M
Net Income
$44.4M
Revenue Growth, 3Y
8.4%
FCF Margin, 3Y Avg
45.4%
FCF Margin, Worst Year
44.3%

Cash Flow

Free Cash Flow
$304.3M
FCF Yield
109.1%
Owner FCF Yield
104.9%

Balance Sheet

Total Debt
$1.7B

Returns & Capital

Dividends Paid
$11.5M
Dividend Yield
4.1%
Dividend Payout, 3Y Avg
43.3%
Share Repurchases
$24.0M
SBC, 3Y Avg
$11.6M

Cash Flow by Year

YearRevenueFCFMargin
FY2025$645.6M$304.3M47.1%
FY2024$588.5M$263.9M44.8%
FY2023$551.4M$244.5M44.3%
FY2022$507.2M$218.5M43.1%
FY2021$428.4M$185.4M43.3%

Annual filing data through FY ended December 31, 2025; shares and float as of October 31, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage