The Tip Desk

PEOPLES BANCORP OF NORTH CAROLINA INC

Company Stats

Market Cap
$234.1M
as of Sep 30, 2026
Shares Outstanding
5.5M
Free Float
70.4%

Income Statement

Net Income
$19.8M

Cash Flow

Free Cash Flow
$20.0M
FCF Yield
8.5%

Balance Sheet

Cash & Equivalents
$58.1M

Returns & Capital

Dividends Paid
$5.2M
Dividend Yield
2.2%
Dividend Payout, 3Y Avg
30.1%
Buyback Yield, 3Y Avg
0.6%

Cash Flow by Year

YearRevenueFCFMargin
FY2025—$20.0M—
FY2024—$20.0M—
FY2023—$20.8M—
FY2022—$18.1M—
FY2021—$26.4M—

Annual filing data through FY ended December 31, 2025; shares and float as of October 10, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage