The Tip Desk

Ponce Financial Group, Inc.

Company Stats

Market Cap
$482.3M
as of Sep 30, 2026
Shares Outstanding
24.2M
Free Float
87.7%

Income Statement

Net Income
$28.7M

Cash Flow

Free Cash Flow
$54.6M
FCF Yield
11.3%
Owner FCF Yield
10.9%

Balance Sheet

Cash & Equivalents
$126.2M

Returns & Capital

SBC, 3Y Avg
$2.0M

Cash Flow by Year

YearRevenueFCFMargin
FY2025—$54.6M—
FY2024—$4.5M—
FY2023—$6.1M—
FY2022—$9.3M—
FY2021—$14.4M—

Annual filing data through FY ended December 31, 2025; shares and float as of October 14, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage