OLD SECOND BANCORP INC
Company Stats
- Market Cap
- $1.2B
- as of Sep 30, 2026
- Enterprise Value
- $1.5B
- Shares Outstanding
- 49.4M
- Free Float
- 96.3%
Income Statement
- Net Income
- $80.3M
Cash Flow
- Free Cash Flow
- $117.8M
- FCF Yield
- 9.5%
- Owner FCF Yield
- 9.0%
Balance Sheet
- Cash & Equivalents
- $124.0M
- Total Debt
- $338.9M
- Net Debt
- $214.9M
Returns & Capital
- Dividends Paid
- $12.2M
- Dividend Yield
- 1.0%
- Dividend Payout, 3Y Avg
- 12.0%
- Share Repurchases
- $7.4M
- Buyback Yield, 3Y Avg
- 0.2%
- SBC, 3Y Avg
- $4.4M
Cash Flow by Year
| Year | Revenue | FCF | Margin |
|---|---|---|---|
| FY2025 | — | $117.8M | — |
| FY2024 | — | $120.7M | — |
| FY2023 | — | $104.0M | — |
| FY2022 | — | $93.0M | — |
| FY2021 | — | $29.0M | — |
Annual filing data through FY ended December 31, 2025; shares and float as of November 7, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.
Stronger demand supports expansion as pricing diverges