The Tip Desk

Oportun Financial Corp

Company Stats

Market Cap
$374.3M
as of Sep 30, 2026
Shares Outstanding
46.0M
Free Float
69.8%

Income Statement

Revenue
$956.7M
Net Income
$25.2M
Revenue Growth, 3Y
0.1%

Balance Sheet

Cash & Equivalents
$105.5M

Returns & Capital

SBC, 3Y Avg
$14.1M

Cash Flow by Year

YearRevenueFCFMargin
FY2025$956.7M——
FY2024$1.0B——
FY2023$1.1B——
FY2022$952.5M$241.9M25.4%
FY2021$626.8M$151.2M24.1%

Annual filing data through FY ended December 31, 2025; shares and float as of October 31, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage