The Tip Desk

OppFi Inc.

Company Stats

Market Cap
$513.8M
as of Sep 30, 2026
Shares Outstanding
85.2M
Free Float
51.4%

Income Statement

Revenue
$381.2M
Operating Income
$166.7M
Net Income
$26.3M
EBITDA
$171.8M
Revenue Growth, 3Y
20.7%
FCF Margin, 3Y Avg
100.7%
FCF Margin, Worst Year
96.7%

Cash Flow

Free Cash Flow
$382.2M
FCF Yield
74.4%
Owner FCF Yield
72.4%

Balance Sheet

Cash & Equivalents
$49.5M

Returns & Capital

Dividends Paid
$6.4M
Dividend Yield
1.2%
Share Repurchases
$15.5M
Buyback Yield, 3Y Avg
1.2%
SBC, 3Y Avg
$6.4M

Cash Flow by Year

YearRevenueFCFMargin
FY2025$381.2M$382.2M100.3%
FY2024$321.5M$310.8M96.7%
FY2023$273.2M$287.2M105.1%
FY2022$217.0M$230.0M106.0%
FY2021$263.7M$153.0M58.0%

Annual filing data through FY ended December 31, 2025; shares and float as of October 14, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage