The Tip Desk

OP Bancorp

Company Stats

Market Cap
$224.0M
as of Sep 30, 2026
Shares Outstanding
14.9M
Free Float
75.9%

Income Statement

Revenue
$3.2M
Net Income
$25.6M
Revenue Growth, 3Y
24.1%
FCF Margin, 3Y Avg
1576.0%
FCF Margin, Worst Year
729.1%

Cash Flow

Free Cash Flow
$23.4M
FCF Yield
10.4%
Owner FCF Yield
10.1%

Balance Sheet

Cash & Equivalents
$167.3M

Returns & Capital

Dividends Paid
$7.1M
Dividend Yield
3.2%
Dividend Payout, 3Y Avg
30.7%
Share Repurchases
$706,000
Buyback Yield, 3Y Avg
1.1%
SBC, 3Y Avg
$1.1M

Cash Flow by Year

YearRevenueFCFMargin
FY2025$3.2M$23.4M729.1%
FY2024$3.3M$29.7M910.2%
FY2023$2.1M$65.6M3088.7%
FY2022$1.7M$82.3M4914.7%
FY2021$1.6M-$29.4M-1882.4%

Annual filing data through FY ended December 31, 2025; shares and float as of October 13, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage