The Tip Desk

OCEANFIRST FINANCIAL CORP

Company Stats

Market Cap
$1.6B
as of Sep 30, 2026
Shares Outstanding
96.6M
Free Float
86.6%

Income Statement

Net Income
$71.0M

Cash Flow

Free Cash Flow
$79.5M
FCF Yield
5.0%
Owner FCF Yield
4.7%

Balance Sheet

Total Debt
$1.7B

Returns & Capital

Dividends Paid
$48.2M
Dividend Yield
3.0%
Dividend Payout, 3Y Avg
56.0%
Share Repurchases
$24.9M
Buyback Yield, 3Y Avg
1.0%
SBC, 3Y Avg
$5.6M

Cash Flow by Year

YearRevenueFCFMargin
FY2025—$79.5M—
FY2024—$84.7M—
FY2023—$116.6M—
FY2022—$234.3M—
FY2021—$117.9M—

Annual filing data through FY ended December 31, 2025; shares and float as of October 9, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage