The Tip Desk

NORWOOD FINANCIAL CORP

Company Stats

Market Cap
$360.2M
as of Sep 30, 2026
Shares Outstanding
10.9M
Free Float
91.9%

Income Statement

Revenue
$8.0M
Net Income
$27.8M
Revenue Growth, 3Y
-3.0%
FCF Margin, 3Y Avg
343.3%
FCF Margin, Worst Year
266.0%

Cash Flow

Free Cash Flow
$29.2M
FCF Yield
8.1%
Owner FCF Yield
8.1%

Returns & Capital

Dividends Paid
$11.5M
Dividend Yield
3.2%
Share Repurchases
$361,000
Buyback Yield, 3Y Avg
0.4%
SBC, 3Y Avg
$331,667

Cash Flow by Year

YearRevenueFCFMargin
FY2025$8.0M$29.2M365.6%
FY2024$7.4M$19.7M266.0%
FY2023$7.1M$28.4M398.2%
FY2022$8.8M$28.6M326.2%
FY2021$7.0M$27.9M397.9%

Annual filing data through FY ended December 31, 2025; shares and float as of October 26, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage