The Tip Desk

NATIONAL BANKSHARES INC

Company Stats

Market Cap
$267.0M
as of Sep 30, 2026
Shares Outstanding
6.4M
Free Float
96.7%

Income Statement

Revenue
$8.2M
Net Income
$15.8M
Revenue Growth, 3Y
5.3%
FCF Margin, 3Y Avg
155.6%
FCF Margin, Worst Year
83.0%

Cash Flow

Free Cash Flow
$15.2M
FCF Yield
5.7%
Owner FCF Yield
5.6%

Balance Sheet

Cash & Equivalents
$59.2M

Returns & Capital

Dividends Paid
$9.6M
Dividend Yield
3.6%
Dividend Payout, 3Y Avg
92.2%
SBC, 3Y Avg
$121,000

Cash Flow by Year

YearRevenueFCFMargin
FY2025$8.2M$15.2M185.3%
FY2024$7.4M$6.2M83.0%
FY2023$7.1M$14.0M198.4%
FY2022$7.0M$28.2M403.8%
FY2021$6.7M$22.6M339.1%

Annual filing data through FY ended December 31, 2025; shares and float as of October 22, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage