The Tip Desk

nCino, Inc.

Company Stats

Market Cap
$1.9B
as of Sep 30, 2026
Shares Outstanding
105.7M
Free Float
92.9%

Income Statement

Revenue
$594.8M
Operating Income
$3.7M
Net Income
$5.2M
EBITDA
$46.0M
Revenue Growth, 3Y
13.4%
FCF Margin, 3Y Avg
11.7%
FCF Margin, Worst Year
9.9%

Cash Flow

Free Cash Flow
$82.6M
FCF Yield
4.3%
Owner FCF Yield
0.5%

Balance Sheet

Cash & Equivalents
$88.4M

Returns & Capital

Share Repurchases
$125.1M
Buyback Yield, 3Y Avg
2.2%
SBC, 3Y Avg
$67.8M

Cash Flow by Year

YearRevenueFCFMargin
FY2026$594.8M$82.6M13.9%
FY2025$540.7M$53.4M9.9%
FY2024$476.5M$53.8M11.3%
FY2023$408.3M-$33.7M-8.3%
FY2022$273.9M-$24.7M-9.0%

Annual filing data through FY ended January 31, 2026; shares and float as of October 6, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage