NBT BANCORP INC
Company Stats
- Market Cap
- $2.6B
- as of Sep 30, 2026
- Shares Outstanding
- 52.0M
- Free Float
- 97.0%
Income Statement
- Revenue
- $183.0M
- Net Income
- $169.2M
- Revenue Growth, 3Y
- 6.7%
- FCF Margin, 3Y Avg
- 109.6%
- FCF Margin, Worst Year
- 102.4%
Cash Flow
- Free Cash Flow
- $218.9M
- FCF Yield
- 8.4%
- Owner FCF Yield
- 8.2%
Balance Sheet
- Total Debt
- $25.0M
Returns & Capital
- Dividends Paid
- $72.6M
- Dividend Yield
- 2.8%
- Dividend Payout, 3Y Avg
- 44.7%
- Share Repurchases
- $10.2M
- Buyback Yield, 3Y Avg
- 0.2%
- SBC, 3Y Avg
- $5.5M
Cash Flow by Year
| Year | Revenue | FCF | Margin |
|---|---|---|---|
| FY2025 | $183.0M | $218.9M | 119.7% |
| FY2024 | $165.7M | $176.8M | 106.7% |
| FY2023 | $144.7M | $148.2M | 102.4% |
| FY2022 | $150.7M | $176.2M | 117.0% |
| FY2021 | $151.0M | $151.4M | 100.3% |
Annual filing data through FY ended December 31, 2025; shares and float as of October 22, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.
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