The Tip Desk

MetroCity Bankshares, Inc.

Company Stats

Market Cap
$986.6M
as of Sep 30, 2026
Shares Outstanding
28.8M
Free Float
98.0%

Income Statement

Net Income
$68.5M

Cash Flow

Free Cash Flow
$37.0M
FCF Yield
3.8%
Owner FCF Yield
3.5%

Balance Sheet

Cash & Equivalents
$383.7M

Returns & Capital

Dividends Paid
$24.8M
Dividend Yield
2.5%
Dividend Payout, 3Y Avg
34.7%
Share Repurchases
$2.7M
Buyback Yield, 3Y Avg
0.2%
SBC, 3Y Avg
$2.7M

Cash Flow by Year

YearRevenueFCFMargin
FY2025—$37.0M—
FY2024—$62.2M—
FY2023—$77.2M—
FY2022—$132.3M—
FY2021—$65.0M—

Annual filing data through FY ended December 31, 2025; shares and float as of November 4, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings