Heritage Insurance Holdings, Inc.
Company Stats
- Market Cap
- $985.6M
- as of Sep 30, 2026
- Enterprise Value
- $506.8M
- Shares Outstanding
- 29.7M
- Free Float
- 84.6%
Income Statement
- Revenue
- $847.3M
- Operating Income
- $267.2M
- Net Income
- $195.6M
- EBITDA
- $273.7M
- Revenue Growth, 3Y
- 8.6%
- FCF Margin, 3Y Avg
- 12.8%
- FCF Margin, Worst Year
- 8.2%
Cash Flow
- Free Cash Flow
- $174.2M
- FCF Yield
- 17.7%
- Owner FCF Yield
- 17.1%
Balance Sheet
- Cash & Equivalents
- $559.3M
- Total Debt
- $80.4M
- Net Cash
- $478.8M
- EV / EBITDA
- 1.85x
Returns & Capital
- Share Repurchases
- $2.3M
- Buyback Yield, 3Y Avg
- 0.1%
- SBC, 3Y Avg
- $3.3M
Cash Flow by Year
| Year | Revenue | FCF | Margin |
|---|---|---|---|
| FY2025 | $847.3M | $174.2M | 20.6% |
| FY2024 | $817.0M | $78.9M | 9.7% |
| FY2023 | $735.5M | $60.5M | 8.2% |
| FY2022 | $662.5M | -$42.8M | -6.5% |
| FY2021 | $631.6M | $59.1M | 9.4% |
Annual filing data through FY ended December 31, 2025; shares and float as of October 12, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.
Stronger demand supports expansion as pricing diverges
Financial Services Earnings: Demand Strong, Costs Bite Back