GERMAN AMERICAN BANCORP, INC.
Company Stats
- Market Cap
- $1.8B
- as of Sep 30, 2026
- Shares Outstanding
- 37.6M
- Free Float
- 96.8%
Income Statement
- Revenue
- $487.4M
- Net Income
- $112.6M
- Revenue Growth, 3Y
- 20.6%
- FCF Margin, 3Y Avg
- 29.8%
- FCF Margin, Worst Year
- 25.6%
Cash Flow
- Free Cash Flow
- $154.0M
- FCF Yield
- 8.5%
- Owner FCF Yield
- 8.3%
Balance Sheet
- Total Debt
- $187.2M
Returns & Capital
- Dividends Paid
- $43.3M
- Dividend Yield
- 2.4%
- Dividend Payout, 3Y Avg
- 36.9%
- SBC, 3Y Avg
- $2.7M
Cash Flow by Year
| Year | Revenue | FCF | Margin |
|---|---|---|---|
| FY2025 | $487.4M | $154.0M | 31.6% |
| FY2024 | $353.7M | $90.7M | 25.6% |
| FY2023 | $316.9M | $101.5M | 32.0% |
| FY2022 | $278.1M | $102.2M | 36.7% |
| FY2021 | — | $96.2M | — |
Annual filing data through FY ended December 31, 2025; shares and float as of October 20, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.
Earnings
Other Coverage
September 28, 2026
QBook
Stronger demand supports expansion as pricing diverges
August 14, 2026
Industry Earnings Roundup
Banks Post Broad Loan Growth as Funding Costs Ease
July 24, 2026
Insider Signal
Elevance Health Insiders Lead Weekly Buying Clusters
June 19, 2026
Insider Signal
Fiserv and EquipmentShare Lead Heavy Insider Buying
Stronger demand supports expansion as pricing diverges
August 14, 2026
Industry Earnings Roundup
Banks Post Broad Loan Growth as Funding Costs Ease
July 24, 2026
Insider Signal
Elevance Health Insiders Lead Weekly Buying Clusters
June 19, 2026
Insider Signal
Fiserv and EquipmentShare Lead Heavy Insider Buying