The Tip Desk

FIRST NATIONAL CORP /VA/

Company Stats

Market Cap
$265.7M
as of Sep 30, 2026
Shares Outstanding
9.0M
Free Float
86.4%

Income Statement

Revenue
$14.3M
Net Income
$17.7M
Revenue Growth, 3Y
12.4%
FCF Margin, 3Y Avg
36.2%
FCF Margin, Worst Year
-179.8%

Cash Flow

Free Cash Flow
$20.9M
FCF Yield
7.9%
Owner FCF Yield
7.4%

Balance Sheet

Cash & Equivalents
$160.9M

Returns & Capital

Dividends Paid
$5.5M
Dividend Yield
2.1%
Dividend Payout, 3Y Avg
42.2%
Share Repurchases
$154,000
SBC, 3Y Avg
$857,000

Cash Flow by Year

YearRevenueFCFMargin
FY2025$14.3M$20.9M146.5%
FY2024$14.2M-$25.5M-179.8%
FY2023$10.2M$14.5M141.9%
FY2022$10.1M$25.6M254.2%
FY2021$9.0M$7.0M78.0%

Annual filing data through FY ended December 31, 2025; shares and float as of October 20, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage