The Tip Desk

FIRST CITIZENS BANCSHARES INC /DE/

Company Stats

Market Cap
$23.3B
as of Sep 30, 2026
Shares Outstanding
11.3M
Free Float
39.5%

Income Statement

Revenue
$9.5B
Net Income
$2.2B
Revenue Growth, 3Y
23.4%
FCF Margin, 3Y Avg
20.5%
FCF Margin, Worst Year
12.0%

Cash Flow

Free Cash Flow
$2.2B
FCF Yield
9.5%
Owner FCF Yield
9.5%

Balance Sheet

Total Debt
$36.0B

Returns & Capital

Dividends Paid
$161.0M
Dividend Yield
0.7%
Dividend Payout, 3Y Avg
4.7%
Share Repurchases
$3.0B
Buyback Yield, 3Y Avg
6.7%
SBC, 3Y Avg
$1.7M

Cash Flow by Year

YearRevenueFCFMargin
FY2025$9.5B$2.2B23.2%
FY2024$9.8B$2.6B26.2%
FY2023$18.8B$2.3B12.0%
FY2022$5.1B$2.6B51.9%
FY2021—-$391.0M—

Annual filing data through FY ended December 31, 2025; shares and float as of October 22, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage