The Tip Desk

EZCORP INC

Company Stats

Market Cap
$1.8B
as of Sep 30, 2026
Enterprise Value
$1.9B
Shares Outstanding
61.4M
Free Float
98.2%

Income Statement

Revenue
$1.3B
Operating Income
$149.2M
Net Income
$109.6M
EBITDA
$181.7M
Non-cash Impairment
$877,000
Revenue Growth, 3Y
12.9%
FCF Margin, 3Y Avg
7.1%
FCF Margin, Worst Year
5.9%

Cash Flow

Free Cash Flow
$110.4M
FCF Yield
6.0%
Owner FCF Yield
5.4%

Balance Sheet

Cash & Equivalents
$469.5M
Total Debt
$530.0M
Net Debt
$60.5M
Net Debt / EBITDA
0.33x
EV / EBITDA
10.40x
Net Debt / EBIT
0.41x

Returns & Capital

Share Repurchases
$7.0M
Buyback Yield, 3Y Avg
0.7%
SBC, 3Y Avg
$10.8M

Cash Flow by Year

YearRevenueFCFMargin
FY2025$1.3B$110.4M8.7%
FY2024$1.2B$77.8M6.7%
FY2023$1.0B$61.4M5.9%
FY2022$886.2M$34.6M3.9%
FY2021$729.6M$22.8M3.1%

Annual filing data through FY ended September 30, 2025; shares and float as of October 23, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage