ENCORE CAPITAL GROUP INC
Company Stats
- Market Cap
- $2.0B
- as of Sep 30, 2026
- Enterprise Value
- $5.8B
- Shares Outstanding
- 21.2M
- Free Float
- 91.2%
Income Statement
- Revenue
- $1.8B
- Operating Income
- $626.6M
- Net Income
- $256.8M
- EBITDA
- $655.4M
- Revenue Growth, 3Y
- 8.1%
- FCF Margin, 3Y Avg
- 9.1%
- FCF Margin, Worst Year
- 7.2%
Cash Flow
- Free Cash Flow
- $126.9M
- FCF Yield
- 6.3%
- Owner FCF Yield
- 5.4%
Balance Sheet
- Cash & Equivalents
- $156.8M
- Total Debt
- $4.0B
- Net Debt
- $3.8B
- Net Debt / EBITDA
- 5.87x
- EV / EBITDA
- 8.92x
- Net Debt / EBIT
- 6.14x
Returns & Capital
- Share Repurchases
- $90.4M
- Buyback Yield, 3Y Avg
- 1.5%
- SBC, 3Y Avg
- $15.4M
Cash Flow by Year
| Year | Revenue | FCF | Margin |
|---|---|---|---|
| FY2025 | $1.8B | $126.9M | 7.2% |
| FY2024 | $1.3B | $127.2M | 9.7% |
| FY2023 | $1.2B | $128.2M | 10.5% |
| FY2022 | $1.4B | $173.5M | 12.4% |
| FY2021 | $1.6B | $269.7M | 16.7% |
Annual filing data through FY ended December 31, 2025; shares and float as of October 27, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.
Stronger demand supports expansion as pricing diverges
Financial Services Earnings: Demand Strong, Costs Bite Back