The Tip Desk

Citizens Community Bancorp Inc.

Company Stats

Market Cap
$203.7M
as of Sep 30, 2026
Shares Outstanding
9.7M
Free Float
72.4%

Income Statement

Net Income
$14.4M

Cash Flow

Free Cash Flow
$10.4M
FCF Yield
5.1%
Owner FCF Yield
5.0%

Balance Sheet

Cash & Equivalents
$118.9M

Returns & Capital

Dividends Paid
$3.6M
Dividend Yield
1.8%
Dividend Payout, 3Y Avg
24.2%
Share Repurchases
$6.1M
Buyback Yield, 3Y Avg
2.1%

Cash Flow by Year

YearRevenueFCFMargin
FY2025—$10.4M—
FY2024—$19.5M—
FY2023—$11.8M—
FY2022—$25.7M—
FY2021—$17.8M—

Annual filing data through FY ended December 31, 2025; shares and float as of October 28, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage