CONSUMER PORTFOLIO SERVICES, INC.
Company Stats
- Market Cap
- $197.4M
- as of Sep 30, 2026
- Enterprise Value
- $691.8M
- Shares Outstanding
- 21.6M
- Free Float
- 16.2%
Income Statement
- Revenue
- $434.5M
- Net Income
- $19.3M
- Revenue Growth, 3Y
- 9.6%
- FCF Margin, 3Y Avg
- 64.4%
- FCF Margin, Worst Year
- 59.3%
Cash Flow
- Free Cash Flow
- $288.3M
- FCF Yield
- 146.0%
- Owner FCF Yield
- 144.7%
Balance Sheet
- Cash & Equivalents
- $6.3M
- Total Debt
- $500.7M
- Net Debt
- $494.4M
Returns & Capital
- Share Repurchases
- $8.7M
- Buyback Yield, 3Y Avg
- 7.1%
- SBC, 3Y Avg
- $3.0M
Cash Flow by Year
| Year | Revenue | FCF | Margin |
|---|---|---|---|
| FY2025 | $434.5M | $288.3M | 66.4% |
| FY2024 | $393.5M | $233.3M | 59.3% |
| FY2023 | $352.0M | $237.4M | 67.4% |
| FY2022 | $329.7M | $213.8M | 64.8% |
| FY2021 | $267.8M | $196.2M | 73.3% |
Annual filing data through FY ended December 31, 2025; shares and float as of October 24, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.
Stronger demand supports expansion as pricing diverges
Financial Services Earnings: Demand Strong, Costs Bite Back
Hard Assets Draw Capital as Financing Costs Stay High