The Tip Desk

CITIZENS, INC.

Company Stats

Market Cap
$174.7M
as of Sep 30, 2026
Shares Outstanding
50.7M
Free Float
89.6%

Income Statement

Revenue
$255.6M
Net Income
$14.6M
Revenue Growth, 3Y
3.2%
FCF Margin, 3Y Avg
9.5%
FCF Margin, Worst Year
6.9%

Cash Flow

Free Cash Flow
$17.5M
FCF Yield
10.0%

Balance Sheet

Cash & Equivalents
$23.0M

Cash Flow by Year

YearRevenueFCFMargin
FY2025$255.6M$17.5M6.9%
FY2024$245.0M$31.3M12.8%
FY2023$240.7M$21.6M9.0%
FY2022$232.5M$56.8M24.4%
FY2021$250.5M$39.4M15.7%

Annual filing data through FY ended December 31, 2025; shares and float as of November 6, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage