Chime Financial, Inc.
Company Stats
- Market Cap
- $10.1B
- as of Sep 30, 2026
- Shares Outstanding
- 378.6M
- Free Float
- 70.7%
Income Statement
- Revenue
- $2.2B
- Operating Income
- -$1.0B
- Net Income
- -$1.0B
- EBITDA
- -$1.0B
- FCF Margin, 3Y Avg
- -2.7%
- FCF Margin, Worst Year
- -13.1%
Cash Flow
- Free Cash Flow
- $32.9M
- FCF Yield
- 0.3%
- Owner FCF Yield
- -10.3%
Balance Sheet
- Cash & Equivalents
- $466.3M
Returns & Capital
- Share Repurchases
- $77.5M
- Buyback Yield, 3Y Avg
- 0.3%
- SBC, 3Y Avg
- $375.6M
Cash Flow by Year
| Year | Revenue | FCF | Margin |
|---|---|---|---|
| FY2025 | $2.2B | $32.9M | 1.5% |
| FY2024 | $1.7B | $59.3M | 3.5% |
| FY2023 | $1.3B | -$167.1M | -13.1% |
Annual filing data through FY ended December 31, 2025; shares and float as of October 14, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.
Earnings
Other Coverage
September 28, 2026
QBook
Stronger demand supports expansion as pricing diverges
September 9, 2026
Deals
Chime to Buy Stride Bank in $590 Million Cash Deal
August 14, 2026
Industry Earnings Roundup
Financial Services Earnings: Demand Strong, Costs Bite Back
July 22, 2026
Passive Ownership Watch
Passive Ownership Shifts in Index Holdings
July 4, 2026
Guidance Season
Chipmakers Lead a Guidance Season Almost Free of Cuts
Stronger demand supports expansion as pricing diverges
September 9, 2026
Deals
Chime to Buy Stride Bank in $590 Million Cash Deal
August 14, 2026
Industry Earnings Roundup
Financial Services Earnings: Demand Strong, Costs Bite Back
July 22, 2026
Passive Ownership Watch
Passive Ownership Shifts in Index Holdings
July 4, 2026
Guidance Season
Chipmakers Lead a Guidance Season Almost Free of Cuts