COMMUNITY FINANCIAL SYSTEM, INC.
Company Stats
- Market Cap
- $3.1B
- as of Sep 30, 2026
- Shares Outstanding
- 52.6M
- Free Float
- 99.0%
Income Statement
- Revenue
- $818.0M
- Net Income
- $210.5M
- Revenue Growth, 3Y
- 6.4%
- FCF Margin, 3Y Avg
- 30.1%
- FCF Margin, Worst Year
- 28.5%
Cash Flow
- Free Cash Flow
- $233.3M
- FCF Yield
- 7.4%
- Owner FCF Yield
- 7.1%
Balance Sheet
- Cash & Equivalents
- $301.8M
Returns & Capital
- Dividends Paid
- $97.6M
- Dividend Yield
- 3.1%
- Dividend Payout, 3Y Avg
- 57.0%
- Share Repurchases
- $11.2M
- Buyback Yield, 3Y Avg
- 0.9%
- SBC, 3Y Avg
- $9.5M
Cash Flow by Year
| Year | Revenue | FCF | Margin |
|---|---|---|---|
| FY2025 | $818.0M | $233.3M | 28.5% |
| FY2024 | $746.3M | $221.6M | 29.7% |
| FY2023 | $652.1M | $209.8M | 32.2% |
| FY2022 | $679.4M | $201.7M | 29.7% |
| FY2021 | — | $189.2M | — |
Annual filing data through FY ended December 31, 2025; shares and float as of October 21, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.
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