The Tip Desk

CB Financial Services, Inc.

Company Stats

Market Cap
$187.1M
as of Sep 30, 2026
Shares Outstanding
5.1M
Free Float
89.8%

Income Statement

Net Income
$4.9M

Cash Flow

Free Cash Flow
$17.2M
FCF Yield
9.2%
Owner FCF Yield
8.7%

Balance Sheet

Cash & Equivalents
$31.7M

Returns & Capital

Dividends Paid
$5.1M
Dividend Yield
2.7%
Dividend Payout, 3Y Avg
56.0%
Share Repurchases
$6.8M
Buyback Yield, 3Y Avg
1.5%
SBC, 3Y Avg
$911,000

Cash Flow by Year

YearRevenueFCFMargin
FY2025—$17.2M—
FY2024—$3.4M—
FY2023—$10.9M—
FY2022—$13.6M—
FY2021$43.6M$10.7M24.5%

Annual filing data through FY ended December 31, 2025; shares and float as of November 1, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings