The Tip Desk

ARROW FINANCIAL CORP

Company Stats

Market Cap
$682.6M
as of Sep 30, 2026
Shares Outstanding
18.5M
Free Float
96.9%

Income Statement

Net Income
$44.0M

Cash Flow

Free Cash Flow
$36.2M
FCF Yield
5.3%
Owner FCF Yield
5.2%

Returns & Capital

Dividends Paid
$18.9M
Dividend Yield
2.8%
Dividend Payout, 3Y Avg
54.8%
Share Repurchases
$10.2M
Buyback Yield, 3Y Avg
1.0%
SBC, 3Y Avg
$534,000

Cash Flow by Year

YearRevenueFCFMargin
FY2025—$36.2M—
FY2024—$28.9M—
FY2023—$13.5M—
FY2022—$45.5M—
FY2021—$61.1M—

Annual filing data through FY ended December 31, 2025; shares and float as of October 20, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage