The Tip Desk

ACNB CORP

Company Stats

Market Cap
$633.6M
as of Sep 30, 2026
Shares Outstanding
10.2M
Free Float
95.5%

Income Statement

Revenue
$191.8M
Net Income
$37.1M
Revenue Growth, 3Y
20.8%
FCF Margin, 3Y Avg
30.3%
FCF Margin, Worst Year
27.4%

Cash Flow

Free Cash Flow
$52.6M
FCF Yield
8.3%
Owner FCF Yield
8.1%

Balance Sheet

Cash & Equivalents
$65.6M

Returns & Capital

Dividends Paid
$14.4M
Dividend Yield
2.3%
Dividend Payout, 3Y Avg
34.4%
Share Repurchases
$11.2M
Buyback Yield, 3Y Avg
0.7%
SBC, 3Y Avg
$1.2M

Cash Flow by Year

YearRevenueFCFMargin
FY2025$191.8M$52.6M27.4%
FY2024$132.2M$38.8M29.4%
FY2023$115.1M$39.4M34.3%
FY2022$108.9M$37.4M34.3%
FY2021—$40.5M—

Annual filing data through FY ended December 31, 2025; shares and float as of November 7, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage