The Tip Desk

ACI WORLDWIDE, INC.

Company Stats

Market Cap
$4.9B
as of Sep 30, 2026
Enterprise Value
$5.6B
Shares Outstanding
101.0M
Free Float
92.4%

Income Statement

Revenue
$1.8B
Operating Income
$329.9M
Net Income
$226.7M
EBITDA
$426.9M
Revenue Growth, 3Y
7.4%
FCF Margin, 3Y Avg
16.7%
FCF Margin, Worst Year
11.0%

Cash Flow

Free Cash Flow
$309.9M
FCF Yield
6.3%
Owner FCF Yield
4.8%

Balance Sheet

Cash & Equivalents
$196.5M
Total Debt
$822.5M
Net Debt
$626.0M
Net Debt / EBITDA
1.47x
EV / EBITDA
13.03x
Net Debt / EBIT
1.90x

Returns & Capital

Share Repurchases
$202.6M
Buyback Yield, 3Y Avg
2.4%
SBC, 3Y Avg
$45.5M

Cash Flow by Year

YearRevenueFCFMargin
FY2025$1.8B$309.9M17.6%
FY2024$1.6B$343.3M21.5%
FY2023$1.5B$159.6M11.0%
FY2022$1.4B$130.3M9.2%
FY2021$1.4B$199.9M14.6%

Annual filing data through FY ended December 31, 2025; shares and float as of October 26, 2026. Yields and enterprise value use the calculated market cap above, at its as-of date. Ratios are our calculations from reported figures.

Earnings

Other Coverage