The Tip Desk

Banking — page 2

Central banks align on conditional guidance, split on policy

A majority hold rates and all banks with guidance readings make policy conditional on economic developments, with differences in rate stance and balance-sheet policy.
Central Banking · November 9, 2026

Stride's $15 million insider buying stands out for scale

Stride combined purchases large relative to company size with repeat buying, while Corebridge and Dolphin extended activity across all four weeks.
Insider Signal · November 8, 2026

SEC Presses Companies on Adjusted Profits, Cash and Asset Rights

Exchanges released in October brought commitments to clearer financial presentations and demands for specifics on subsidiary cash, crypto strategies and nuclear asset ownership.
SEC Correspondence Watch · November 7, 2026

OCC orders American Express National Bank to fix AML controls

American Express National Bank must strengthen board oversight, submit a remediation plan and commission an independent suspicious activity review.
Bank Enforcement · November 4, 2026

Higher bank deposit rates predict slower stablecoin growth

BIS research links higher deposit rates to slower stablecoin growth and bank liquidity requirements to greater private credit expansion in exposed US counties.
Central Banking · November 3, 2026

XBiotech Leads Buying Intensity; Gold.com Draws $3.93 Million

The selected companies pair substantial purchases relative to market value with narrow buyer breadth, while Grace Therapeutics stands out for persistence.
Insider Signal · November 2, 2026

Rapport buying stands out relative to size; Beacon brings breadth

Insider purchases totaled $109.32 million in an incomplete weekly tally, with company size, repeat buying and buyer breadth telling different stories.
Insider Signal · November 2, 2026

Energy supply shifts and AI activity cushion global growth

Government support, additional energy supplies from outside the Gulf economies and oil-reserve drawdowns have cushioned the Middle East conflict’s effects, with AI-related activity bolstering investment, production and trade.
Central Banking · October 30, 2026

Yao Yun's Indaptus stake slips after private placement

The Australian investor's Indaptus Therapeutics holding fell to 27.34% after a 20.3 million-share private placement, with no shares bought or sold.
Stake Watch · October 29, 2026

Quanta Adds Revenue Timetable After SEC Questions

Quanta expanded its explanation of when contracted work would become revenue after SEC staff challenged the detail provided beyond the first year.
SEC Correspondence Focus · October 29, 2026

Kingsway funds demand larger TON Strategy buybacks

The 21.96% holder said the stock trades at a significant discount to estimated treasury asset value per share.
Stake Watch · October 28, 2026

HBT Financial's Net Interest Margin Expansion Slows

The Illinois regional's net interest margin rose 3 bps to 4.35% after a 12 bps gain in the second quarter, as net interest income reached $70.3 million.
Earnings · October 26, 2026

Bank of Hawaii Extends Net Interest Margin Expansion

The margin reached 2.82% in the third quarter as net interest income rose 1.6% to $156.1 million and the board later added $200 million of buyback authority.
Earnings · October 26, 2026

First Hawaiian CRE Charge-Off Lifts Provision

The Hawaii bank booked a $20.3 million credit-loss provision, including a $12.5 million partial charge-off on a single commercial real estate loan, as net interest income reached $174.1 million.
Earnings · October 24, 2026

Sandisk Agreed to Split Out Major Costs After SEC Push

Sandisk revised its proposed segment disclosures to separate major charges and give investors a clearer breakdown of research and administrative spending.
SEC Correspondence Focus · October 22, 2026

Western Alliance Reverses Second-Quarter Margin Decline

The bank’s net interest margin widened 4 bps to 3.57%, while its deposit overhaul reduced quarterly costs recorded in non-interest expense by $13.8 million.
Earnings · October 21, 2026

Mcdonalds Defended Sales Disclosure After SEC Sought More Detail

The company cited limited franchise data in defending its revenue explanation, following earlier exchanges that produced clearer profit presentations.
SEC Correspondence Focus · October 21, 2026

Corning Agreed to Narrow Currency Adjustments After SEC Push

Corning proposed limiting its core-results currency adjustment to hedged exposures after SEC staff challenged a method that also adjusted unhedged amounts.
SEC Correspondence Focus · October 21, 2026

Microcap Insider Buying: Week Ending October 16, 2026

The week’s reported purchases, buying relative to company size, and persistent buying.
Insider Signal · October 18, 2026

Insider Buying: Week Ending October 16, 2026

The week’s reported purchases, buying relative to company size, and persistent buying.
Insider Signal · October 18, 2026

Fairmount Funds holds 19.99% of Alaunos after Velaris deal

The fund’s stake includes common stock and Series C conversion rights, with preferred conversions capped at the 19.99% beneficial-ownership limit.
Stake Watch · October 16, 2026

WaFd’s Net Interest Income Growth Slowed Again

WaFd’s fourth-quarter net interest income edged up to $182.4 million, while credit charges and merger spending weighed on earnings despite a residential loan-sale gain.
Earnings · October 16, 2026

Regions’ Loan Growth Slowed After Second-Quarter Pickup

Regions’ average loans rose 0.5% QoQ to $99.183 billion in the third quarter, while a margin recovery and higher capital markets income supported earnings.
Earnings · October 16, 2026

M&T’s Net Interest Income Growth Stalled

M&T’s net interest margin fell 5 bps to 3.65% in the third quarter despite continued growth in average loans.
Earnings · October 16, 2026

First Horizon Posts Loss After Mortgage Sale Reclass

The Memphis regional booked a $473 million loss on about $4.5 billion of consumer mortgages moved to held-for-sale, producing a $0.20-a-share loss.
Earnings · October 15, 2026

Noncurrent loan ratio eases as bank capital measures diverge

A limited group of insured banks under $100B in assets recorded a lower quarterly noncurrent-loan ratio and balance-sheet growth as regulatory capital ratios edged down.
US Regional Banks · October 14, 2026

Home BancShares Raises Dividend After Record Third-Quarter Profit

Net income hit a company record $129.5 million, or $0.65 a share, as the cash dividend rose to $0.23 a share.
Earnings · October 14, 2026

Microcap Insider Buying: Week Ending October 9, 2026

The week’s reported purchases, buying relative to company size, and persistent buying.
Insider Signal · October 11, 2026

Insider Buying: Week Ending October 9, 2026

The week’s reported purchases, buying relative to company size, and persistent buying.
Insider Signal · October 11, 2026

Microcap Insider Buying: Week Ending October 2, 2026

The week’s reported purchases, buying relative to company size, and persistent buying.
Insider Signal · October 5, 2026

Insider Buying: Week Ending October 2, 2026

The week’s reported purchases, buying relative to company size, and persistent buying.
Insider Signal · October 5, 2026

Zombie firms transmit weaker growth across borders

Zombie firms in emerging Asia depress growth and inflation abroad through global value chains, illustrating how international production links transmit domestic economic weakness.
Central Banking · October 3, 2026

WesBanco Sets Third-Quarter Call After June Results

The Wheeling holding company said third-quarter results are due after the close on October 21, with a call on October 22.
Earnings · October 2, 2026

NetApp Agreed to Break Out All-Flash Revenue After SEC Pressure

The company promised clearer storage-category revenue and profit disclosures, defending its accounting treatment and declining to quantify an immaterial product-mix effect on costs.
SEC Correspondence Focus · October 1, 2026

Johnson Controls Agreed to Expand Orders and Backlog Disclosure

The SEC pressed for fuller discussion of demand metrics and clearer treatment of segment profit measures, extending a dialogue that had already prompted repeated disclosure corrections.
SEC Correspondence Focus · October 1, 2026

Costco Pledged Fuller Cash-Flow Explanations After SEC Push

Costco promised to explain how inventory turnover and supplier terms affected cash generation after SEC staff sought more detail on changes in operating cash flow.
SEC Correspondence Focus · October 1, 2026

Salesforce, Apple, and NVIDIA Spend Cash on Share Repurchases

JPMorgan Chase and Bank of America also reported common-share buyback cash in the same calendar quarter.
Quarterly Buybacks · September 26, 2026

GameStop Insiders Buy $26.8 Million of GME Stock

Eleven issuers drew two or more distinct insider open-market buyers in the week ending 2026-09-24.
Insider Signal · September 25, 2026

IMF: Ghana’s Stabilization Leaves Banking Risks Elevated

IMF staff identifies lingering banking and fiscal risks in Ghana, coal-linked revenue shortfalls in Mongolia, and infrastructure constraints in Guatemala.
Central Banking · September 13, 2026

GameStop Insiders Bought $21.7 Million of Stock

Four GameStop insiders added 1.07 million shares in a week, the largest cluster of the period.
Insider Signal · September 11, 2026

SEC Pressed Stanley Black & Decker on Non-GAAP Charge Labels

Stanley Black & Decker revised how it describes and discloses years of supply-chain restructuring costs after SEC staff repeatedly challenged which charges belonged outside GAAP earnings.
SEC Correspondence Focus · September 7, 2026

SEC Pressed Cooper Companies on Non-GAAP Gross Profit, Tax Adjustment

A year-long comment-letter dialogue pushed Cooper Companies to defend and eventually narrow its non-GAAP presentations while adding new segment and disclosure detail.
SEC Correspondence Focus · September 6, 2026

SEC Presses Coeur Mining on Non-GAAP Adjustments at Rochester, Las

Staff pushed Coeur Mining through months of comment letters over inventory-related add-backs to Adjusted EBITDA, forcing new disclosure but no retreat on the underlying adjustments.
SEC Correspondence Focus · September 6, 2026

SEC Pressed Air Products on Tax-Rate Math, Uzbekistan Deal

Across letters spanning 2022 to 2026, the SEC pushed Air Products to reconcile a $695 million tax benefit and to justify treating a $1 billion Uzbekistan facility purchase as a loan rather than a sale.
SEC Correspondence Focus · September 6, 2026

Getty Investors Form Capital-Solutions Group With KED

Getty Investments and KED acknowledged a Section 13(d)(3) group on August 25, 2026, as Getty Images weighs financing alternatives.
Stake Watch · August 28, 2026

Stilwell Group Adds Letter Amendment at Wheeler REIT

The activist group reported a 49.99% stake in the real estate investment trust after new side agreements.
Stake Watch · August 25, 2026

Chemours and Chiron Lead Weekly Insider Buying Clusters

Six distinct insiders at Chemours and a $2.5 million commitment at Chiron Real Estate headline a week of concentrated open-market activity.
Insider Signal · August 14, 2026

Insiders Buy Into Boston Scientific Restructuring

Three Boston Scientific executives added $9.3 million in shares as the company accelerates cost reduction initiatives.
Insider Signal · August 7, 2026

Diamondback Energy sells mineral interests to Viper Energy

The companies entered a definitive purchase agreement for royalty interests in exchange for units and Class B common stock.
Stake Watch · August 6, 2026

CD&R Adjusts Stake Following Resideo Spin-Off

The investor exchanged preferred shares and extended lock-up restrictions as Resideo separated its global specialty distributor segment.
Stake Watch · August 5, 2026